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David K. Hovis

Phone:

(800) 411-0737

Fax:

(636) 931-6918

E-mail:

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Calculators

You can review interesting calculators on my site.

Contact Us

Please feel free to contact us with any questions.

Skilled Professionals helping you Pursue your financial goals and Protect your financial future.

Welcome to Hovis & Associates' Financial Services webpage.  Here you'll find a wealth of information including newsletter articles, financial calculators, research reports, and blogs. 

We understand that choosing a financial professional is very important, and that no two clients are alike.  Having a partner you can trust to guide and advise you through many of life's events can give you peace of mind as you work toward achieving your goals and dreams. 

That's why we created this website.  We hope to help you gain a better understanding of several financial concepts behind insurance, investing, retirement, estate planning, and wealth preservation.  Most importantly, we hope you see the value in working with skilled professionals to pursue your financial goals.

We're here to help educate you about the basic concepts of financial management; to help you learn more about who Hovis & Associates is; and to give you fast, easy access to market performance data.  We hope you take advantage of these resources on our website and visit us often.  Be sure to add our site to your list of "favorites" in your internet browser.  We frequently update our information, and we wouldn't want you to miss any developments in the area of personal finance.

OUR LOCATIONS: 

998 E Gannon Dr #240

Festus, MO 63028

Phone:

(800) 411-0737

(636) 937-4343

Fax:  (636) 931-6918

3660 S Geyer Road #190

St. Louis, MO 63127

Phone:

(800) 411-0737

(314) 380-2030

Fax:  (314) 270-8448

More than a quarter of U.S. homes are exposed to severe or extreme weather risk. While homeowners can't control the forecast, they can take proactive steps to prepare.

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It’s a good idea to regularly review beneficiary designations to be sure they are complete and reflect current wishes.

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The longest government shutdown in U.S. history ended on November 12, 2025. This article looks at the bill that ended the shutdown, issues that are unresolved, and estimates of the economic impact.

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A new tiered tax rate on the endowments of wealthy colleges and universities could affect spending on financial aid, research, and other college programs.

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Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.

How Long Will It Take to Pay my Balance?

Use this calculator to determine whether you qualify for the different types of IRAs.

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

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Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck