If you’re a parent or grandparent thinking about your child’s long-term financial future, the new Trump accounts could be one of the most interesting tools to hit the market in years. They’re not a replacement for 529 plans or Roth IRAs, but they offer something unique: the ability to start serious, tax-advantaged investing the day a child is born—without needing earned income. Here’s the straight talk on how they actually work, where they shine, where they fall short, and—mo

For over half a century, Equity Financial Group has remained proudly independent and family-owned. In a world dominated by corporate firms and call centers, here’s why that difference matters more than ever — especially when it comes to your financial future.

Waiting too long to purchase long-term care insurance can result in higher premiums or being turned down for a policy. Here we discuss the optimal age range to buy this protection.

As you begin the process of retiring, you face many decisions. Learn all the ways Hovis & Associates can help smooth the road to retirement.

Considering adding a variable annuity to your portfolio? Here we discuss some of the pros and cons to help you weigh if they are a good fit for you.

Trying to time the market often results in below-average returns. Instead, time in the market is the key. Read more about the distinction between these two in our monthly blog.

One size does not fit all when it comes to investments. Before buying the latest trendy stock, do your homework or talk to a financial professional to understand if it’s an appropriate addition to your portfolio. Our blog walks you through some things to consider before investing.

Knowing what needs to be done following the death of a spouse can be daunting. This blog walks through some key things to consider first and how important it is to surround yourself with a trustworthy team to help you through the transition.

This blog is the fourth in a series about creating a good financial foundation. We’ll discuss strategies for establishing a good credit score.

As people reassess their priorities, consider creating “money memories” for you and your loved ones. Our blog illustrates how these may be more valued and cherished than any cash gift.

Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA) offer employees a way to pay for some medical expenses with pre-tax dollars. Learn more about their rules and differences in this blog, the third in a series about creating a good, financial foundation.

This blog is the second in a series about setting up a good financial foundation. We’ll discuss some rules of thumb for how much income you should save.

Start your new year off right by organizing your files. Our blog offers general guidelines on how long to keep different documents.

The holidays are a perfect time to consider gifting money to your loved ones. We discuss the gift limits and strategy considerations in our blog.

As we near Thanksgiving, we send a note of thanks to our wonderful clients.

Recent graduates often feel overwhelmed and confused with many of the financial decisions they are now forced to make. To help ease that transition, we’ve created a blog series about starting out with a good, financial foundation. The first in this series delves into employer retirement plans.

To illustrate just how important having your legal affairs in order is, this Estate Planning blog details a recent experience after losing a loved one.

It’s never too early to starting planning for college. A tax-advantaged 529 college savings plan is a great way to invest for education costs. Learn more about 529 plans in our blog.

Many clients with IRAs or retirement account have heard about Required Minimum Distributions or RMDs but they may not understand all the rules. Check out our blog to learn about the rules to follow and the penalties to avoid.

Establishing and maintaining an emergency fund is one of those personal finance best practices that we learned in school but may have forgotten until faced with a crisis. Read our blog to learn how much you should have tucked away for emergencies.